2009 Five-year Top Performing Direct Plans Q3

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year and five-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan, selecting portfolios based on their mix of stocks, bonds and money-market funds, allowing for an apples-to-apples comparison in seven different asset-allocation categories. The lower the "percentile" the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. 529 performance rankings as of Sept. 30, 2009 Direct-sold 529 plans Ranked by five-year performance Updated Nov. 17, 2009 Five-year performance ranking (click here for one-year performance table and three-year performance table) Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 11 Iowa College Savings Iowa 40.16 12 New Jersey NJBEST 529 College Savings Plan 40.98 13 Virginia Virginia Education Savings Trust (VEST) 41.07 14 Wisconsin EdVest (Direct-sold) 41.76 15 West Virginia SMART529 WV Direct 42.22 16 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 43.74 17 Alabama Higher Education 529 Fund (Direct-sold) 43.90 18 Nevada The Upromise College Fund 44.13 19 Nevada The Vanguard 529 Savings Plan 44.14 20 Nebraska TD Ameritrade 529 College Savings Plan 46.73 21 Louisiana START Saving Program 47.41 22 Minnesota Minnesota College Savings Plan 48.13 23 West Virginia SMART529 Select 48.38 24 Kentucky Kentucky Education Savings Plan Trust 51.17 25 New York New York's 529 College Savings Program - Direct Plan 52.90 26 Oklahoma Oklahoma College Savings Plan 53.43 27 Delaware Delaware College Investment Plan 56.78 28 New Hampshire UNIQUE College Investing Plan 58.78 29 Mississippi Mississippi Affordable College Savings (MACS) Program 59.25 30 Massachusetts U.Fund College Investing Plan 59.66 31 District of Columbia DC 529 College Savings Program (Direct-sold) 65.18 32 Oregon Oregon College Savings Plan 74.47 - Arizona Fidelity Arizona College Savings Plan NA - Arkansas GIFT College Investing Plan NA - California The ScholarShare College Savings Plan NA - Colorado Direct Portfolio College Savings Plan NA - Connecticut Connecticut Higher Education Trust (CHET) NA - Florida Florida College Investment Plan NA - Georgia Path2College 529 Plan NA - Hawaii Hawaii's College Savings Program NA - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program - Direct-sold-Plan NA - Indiana CollegeChoice 529 Investment Plan (Direct-sold) NA - Maine NextGen College Investing Plan - Client Direct Series NA - Michigan Michigan Education Savings Program NA - Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) NA - New Mexico The Education Plan's College Savings Program (Direct-sold) NA - North Carolina National College Savings Program NA - North Dakota College SAVE NA - Ohio Ohio CollegeAdvantage 529 Savings Plan NA - Pennsylvania Pennsylvania 529 Investment Plan NA - South Dakota CollegeAccess 529 (Direct-sold) NA - Texas Texas College Savings Plan NA - Vermont Vermont Higher Education Investment Plan NA NA = Not applicable = Program does not have at least three portfolios with sufficiently long performance under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans relevant portfolio performance in seven unique asset allocation categories. The asset allocation categories used are 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represents past performance and is not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses, by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative, Inc. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year and five-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan, selecting portfolios based on their mix of stocks, bonds and money-market funds, allowing for an apples-to-apples comparison in seven different asset-allocation categories. The lower the "percentile" the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. 529 performance rankings as of Sept. 30, 2009 Direct-sold 529 plans Ranked by five-year performance Updated Nov. 17, 2009 Five-year performance ranking (click here for one-year performance table and three-year performance table) Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 27.28 2 Maryland College Savings Plans of Maryland - College Investment Plan 29.22 3 Alaska T. Rowe Price College Savings Plan 31.87 4 Alaska University of Alaska College Savings Plan 33.91 5 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 35.18 6 Nebraska College Savings Plan of Nebraska (Direct-sold) 36.74 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.30 8 Utah Utah Educational Savings Plan (UESP) Trust 37.94 9 Nevada USAA College Savings Plan 38.25 10 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 39.09 11 Iowa College Savings Iowa 40.16 12 New Jersey NJBEST 529 College Savings Plan 40.98 13 Virginia Virginia Education Savings Trust (VEST) 41.07 14 Wisconsin EdVest (Direct-sold) 41.76 15 West Virginia SMART529 WV Direct 42.22 16 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 43.74 17 Alabama Higher Education 529 Fund (Direct-sold) 43.90 18 Nevada The Upromise College Fund 44.13 19 Nevada The Vanguard 529 Savings Plan 44.14 20 Nebraska TD Ameritrade 529 College Savings Plan 46.73 21 Louisiana START Saving Program 47.41 22 Minnesota Minnesota College Savings Plan 48.13 23 West Virginia SMART529 Select 48.38 24 Kentucky Kentucky Education Savings Plan Trust 51.17 25 New York New York's 529 College Savings Program - Direct Plan 52.90 26 Oklahoma Oklahoma College Savings Plan 53.43 27 Delaware Delaware College Investment Plan 56.78 28 New Hampshire UNIQUE College Investing Plan 58.78 29 Mississippi Mississippi Affordable College Savings (MACS) Program 59.25 30 Massachusetts U.Fund College Investing Plan 59.66 31 District of Columbia DC 529 College Savings Program (Direct-sold) 65.18 32 Oregon Oregon College Savings Plan 74.47 - Arizona Fidelity Arizona College Savings Plan NA - Arkansas GIFT College Investing Plan NA - California The ScholarShare College Savings Plan NA - Colorado Direct Portfolio College Savings Plan NA - Connecticut Connecticut Higher Education Trust (CHET) NA - Florida Florida College Investment Plan NA - Georgia Path2College 529 Plan NA - Hawaii Hawaii's College Savings Program NA - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program - Direct-sold-Plan NA - Indiana CollegeChoice 529 Investment Plan (Direct-sold) NA - Maine NextGen College Investing Plan - Client Direct Series NA - Michigan Michigan Education Savings Program NA - Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) NA - New Mexico The Education Plan's College Savings Program (Direct-sold) NA - North Carolina National College Savings Program NA - North Dakota College SAVE NA - Ohio Ohio CollegeAdvantage 529 Savings Plan NA - Pennsylvania Pennsylvania 529 Investment Plan NA - South Dakota CollegeAccess 529 (Direct-sold) NA - Texas Texas College Savings Plan NA - Vermont Vermont Higher Education Investment Plan NA NA = Not applicable = Program does not have at least three portfolios with sufficiently long performance under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans relevant portfolio performance in seven unique asset allocation categories. The asset allocation categories used are 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represents past performance and is not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses, by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative, Inc. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker sold plan rankings, click here.

Women who inspire [Hult on BostInno]

Hults Women in Business Club Mean Business Hult Boston student clubs are known for organizing great networking opportunities and guest speaker events, and  a recent Women in Business Club certainly lived up to expectations. Women Who Inspire was an evening that included a panel presentation by three successful businesswomen including Hult faculty members, Dorothy Chen-Courtin and Joanne Lawrence, as well as Yolanda Nokuri Hegngi. The speakers talked about their challenges in becoming successful in the business world, ranging from society’s influence on decision-making to the effects of motherhood on one’s career. By hearing from  these successful women the students gained a new perspective on the ups and downs of the business world, a realm that many students have yet to experience. Many students, male and female alike, expressed interest in hosting more empowering events like this. â€Å"It was great to see so many women and men at the event,† said student moderator and Master of International Business candidate, Mack Ascanio from Venezuela. â€Å"Even though we [men] acknowledge the glass ceiling we have a different way of thinking and need to challenge that.† Yolanda Hegngi conducts leadership development programs and executive coaching for the International Finance Corps, the World Bank and the International Monetary Fund. She focused on being creative and perseverant in getting what you want. She stressed that hearing â€Å"no† doesn’t mean you should give up; instead it presents a challenge that you can overcome. A student spoke highly of her insight, â€Å"Yolanda was so easy to listen to. Her experiences are similar to what I see or hear about when I read stories of women who struggle working their way up.† Dorothy Chen-Courtin is a Hult professor and the President of Marketing Management Associates for Nonprofits, a management consultancy. Her insight affected the students so much that some now plan to take her class. â€Å"Sometimes you have to challenge yourself and speak from the back of your throat,† said Chen-Courtin. Her self-assuredness and knowledge is something to be looked up to. â€Å"She packs a punch! I want to have the same confidence,† raved another student after the event. Joanne Lawrence teaches Global Citizenship and Corporate Social Responsibility at Hult. She stressed the importance of presence, and that to succeed you must stand tall and stand out. According to a student, â€Å"Professor Lawrence just has a way about sharing stories and engaging everyone.† These women started a vital discussion about challenging the status quo and, more importantly, they opened the door to mentor relationships among the  students. â€Å"You want people to look up to you the way people look up to those speakers,† said club board member and Master of International Business candidate, Deanne Bhamgara, from India. The Women Who Inspire event did exactly what it set out to do: it inspired people. â€Å"This was one of many opportunities to start the conversation on how we’re supposed to empower this generation,† said Lauren Piontkoski, Hult Boston Assistant Dean of Student Affairs. â€Å"This event for me personally was not only exciting but also an event that left me pondering at the end,† said student moderator and Master of International Business candidate Whitney Sims-Rucker, from the United States. â€Å"Reflecting upon my own personal work experience I found that even in my young professional life compared to what they shared in their early careers, time is changing the way women and men work together, at least at the management level.† The Women in Business Club isn’t finished with discussions about women empowerment; they will be hosting their own panel event for middle schoolers, called Inspiring Success. Delivering the message of inspiration to young girls and boys is vital to the future of women in business in the coming generations. Women’s Leadership Trends for 2015 Cari Guittard, Professor of Women’s Leadership, Corporate Diplomacy and International Negotiations, is hosting a webinar on March 25th on ‘Women’s Leadership Trends for 2015’. She is a thought leader on women in business and regular columnist at The Huffington Post. The webinar touches on how to make the most of the women’s leadership trends for 2015, how to leverage the strengths of both men and women to work more effectively, and finding best practices in communicating. See the webinar Kickstart your career in this education and innovation hotspot by studying at Hults Boston business school. To find out more, take a look at our blog Boston Energy Club Debut Event. Download a brochure or get in touch today to find out how Hult can help you to learn about the business world, the future, and yourself. Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021 Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021"> During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . Happy New Year, Hultians! . Happy New Year, Hultians! .